Property tax by ZIP code in Utah
Enter a Utah ZIP and see the median property tax paid, median home value, and effective tax rate from the 2020–2024 American Community Survey — plus how it compares to the Utah state median.
Look up a Utah ZIP code
Enter a 5-digit Utah ZIP code above to see its property tax data.
ZIP doesn't have ACS data — typically because it's a PO-box-only ZIP, a single-business ZIP, or a small area where the Census suppresses small-sample estimates. Try a nearby ZIP.
ZIP isn't a Utah ZIP code. This page covers Utah only. Other states are launching state by state — check back, or use our state-by-state median page in the meantime.
Utah's effective property-tax rate is moderate-to-low — around 0.52% of value statewide — for two structural reasons. First, an owner-occupied primary home is taxed on only 55% of its market value thanks to the 45% residential exemption. Second, Utah's Truth-in-Taxation system is revenue-driven: a county's certified rate is set to raise about the same revenue as last year, so the rate automatically falls as home values climb.
Enter a 5-digit Utah ZIP to see its median property tax, median home value, and effective rate from the US Census American Community Survey 2020–2024 vintage, plus how it compares to the Utah state and US national medians. The explainer below covers January 1 market-value assessment, the 45% primary residential exemption, the Truth-in-Taxation certified rate, and relief for seniors and disabled veterans.
How Utah property tax works
In Utah, county assessors value property at its fair market value as of January 1 each year, updating values on a regular review cycle. The headline break for homeowners is the primary residential exemption: an owner-occupied primary home (plus up to one acre) is taxed on only 55% of its market value, because 45% is exempt (Utah Code §§59-2-102/103). Second homes, vacation properties, and most rentals don't qualify and are assessed on the full 100% of value.
What keeps Utah bills in check year to year is Truth-in-Taxation. Rather than fixing a rate and letting revenue float with home values, each taxing entity gets a "certified rate" calculated to raise roughly the same revenue it collected last year (plus revenue from new growth). When valuations rise across the board, the certified rate falls to offset them — so rising home values alone don't raise your bill. A taxing entity can only collect more than last year's revenue by adopting a higher rate after a noticed public Truth-in-Taxation hearing.
Utah also targets relief at households that need it most. The Circuit Breaker (Homeowner's Credit) can abate up to $1,412 for income-qualified seniors — the 2025 household-income limit is under $44,221 — and a separate Low-Income Abatement covers the lesser of 50% of the tax or $1,412. Disabled veterans can exempt up to $535,459 of taxable value, scaled to their disability rating. On the policy side, Utah's 2024 legislature enacted SB12, the Property Tax Deferral Amendments (signed March 14, 2024) — that change is enacted, not proposed.
Why your actual bill differs
The numbers above describe a typical homeowner in this ZIP — not your specific bill. A few things move bills away from the median:
- Overlapping levies. Your bill stacks county, city, school-district, and special-district (water, fire, library, etc.) levies, so two similar homes in different jurisdictions can owe different amounts.
- Primary residence vs. second home. A primary residence is taxed on 55% of value after the 45% exemption; a second home or rental is taxed on the full 100%. The same house can carry a very different bill depending on how it's occupied.
- The certified rate. Under Truth-in-Taxation, a county's rate drops as values rise to hold revenue roughly flat — so a fast-rising ZIP doesn't automatically see proportionally higher bills.
- Senior and low-income relief. The Circuit Breaker and Low-Income Abatement can knock up to $1,412 off a qualifying household's bill, pulling it below the ZIP median.
Utah has no single statewide bill lookup — each county runs its own. Salt Lake County's Treasurer property-tax page is a working example; for other counties, search your county treasurer's property-tax lookup.
Methodology
Data on this page comes from the US Census American Community Survey 5-year estimates, 2020–2024 vintage (released January 29, 2026), at the ZIP Code Tabulation Area (ZCTA) level. After filtering ZCTAs the Census suppresses for privacy or small-sample reasons, this page covers 254 Utah ZIPs.
Topcoding in Utah. The Census caps median property tax at $10,000, reporting anything higher as $10,001. With Utah's 45% residential exemption holding the taxable share of a primary home to 55% of value, topcoding is essentially absent here — every ZIP sits below the cap, so the figures shown are true medians.
See the full methodology page for source details (Census table IDs, the comparison-median rule, calculator formulas), how we handle topcoding across every state, and the refresh cadence.
Frequently asked questions
Why is the median tax in my ZIP different from what I pay?
Median is the middle of the distribution, not your bill. Utah values property at January 1 market value, but your bill stacks overlapping county, city, school, and special-district levies — and depends on whether the home gets the 45% primary residential exemption. An owner-occupied home is taxed on 55% of value; a second home or rental on the full 100%, so neither typically matches the ZIP median.
What is Utah's 45% residential exemption?
Utah exempts 45% of the fair market value of an owner-occupied primary residence, so only 55% of the home's value is taxable (Utah Code §§59-2-102/103). Second homes and most rentals don't qualify and are taxed on 100% of value. The exemption is the main reason a typical Utah homeowner's effective rate sits near 0.52%.
Where do I find my actual Utah property tax bill?
Through your county treasurer. Utah has no statewide pay-your-bill portal; each county runs its own. Salt Lake County's Treasurer property-tax page is a working example.
When does Utah data update on this page?
Annually, when the Census Bureau releases a new ACS 5-year vintage. The 2020–2024 vintage released January 29, 2026. The next vintage (2021–2025) typically follows the next year, though the Census has not yet posted its release date.
Why don't you cover other states yet?
State-by-state rollout. Each state needs its own context section (assessment method, exemptions, local taxing structure) to be genuinely useful. High-search-volume states are going live first.