Property tax by ZIP code in Georgia

Enter a Georgia ZIP and see the median property tax paid, median home value, and effective tax rate from the 2020–2024 American Community Survey — plus how it compares to the Georgia state median.

Look up a Georgia ZIP code

5-digit Georgia ZIP

Enter a 5-digit Georgia ZIP code above to see its property tax data.

Georgia property tax is a local tax. The county Board of Tax Assessors values your home and assesses it at 40% of its fair market value, and counties, cities, and school districts each levy their own millage on that assessed value. There is no statewide property tax for general operations — the state levy has been zero since January 1, 2016 — which, combined with the 40% assessment ratio, keeps Georgia's effective rate on market value structurally low (around 0.77% statewide).

Enter a 5-digit Georgia ZIP to see its median property tax, median home value, and effective rate from the US Census American Community Survey 2020–2024 vintage, plus how the ZIP compares to the Georgia state and US national medians. The explainer below covers the $2,000 homestead exemption, the HB 581 floating homestead exemption, the Census topcoding that affects a rare few high-value metro ZIPs, and the methodology behind the comparison rates.

How Georgia property tax works

Georgia assesses property at the county level. The county Board of Tax Assessors determines each property's fair market value and sets the assessed value at 40% of that fair market value, unless a different ratio is specified by law. Valuation is annual — all property is returned and assessed at fair market value every year, and counties review their digest values against recent sales. Your bill is the assessed value, minus exemptions, times the combined millage of your county, city, and school district.

The base relief program is the statewide homestead exemption: a $2,000 exemption off assessed value for an owner-occupied primary residence (applied to county and school taxes). Larger exemptions stack for qualifying owners — an additional $4,000 at age 65+ (income-limited), up to $10,000 of assessed value for education taxes at age 62+, and a disabled-veteran exemption ($121,812 for 2025).

Georgia also enacted a statewide floating homestead exemption under HB 581. It exempts the amount by which a homestead's current assessed value exceeds an adjusted base-year value, effectively capping taxable growth to the consumer price index. The base year is the 2024 digest, and the first inflation index applies to the 2026 digest. Any county, city, consolidated government, or school district can opt out. A follow-on law, HB 92 (2025), limits the floating exemption to a primary residence plus up to 5 contiguous acres.

Why your actual bill differs

The numbers above describe a typical homeowner in this ZIP — not your specific bill. A few things move bills away from the median:

  • Millage varies by county, city, and school district. The assessment ratio is a uniform 40% statewide, but the combined millage rate is local — so two homes of equal value in different jurisdictions can pay very differently.
  • Homestead and stacking exemptions. The $2,000 standard homestead, plus age-65, age-62 education, and disabled-veteran exemptions, can cut a bill meaningfully depending on what you qualify for.
  • HB 581's floating exemption — unless your jurisdiction opted out. Where it applies, it caps the taxable growth of your assessed value to inflation against a 2024 base year, so long-held homesteads can diverge sharply from a recent buyer's bill.

For your current assessment and bill, start with the Georgia Department of Revenue's pay-property-tax-online page, which routes you to your county Tax Commissioner's portal.

Methodology

Data on this page comes from the US Census American Community Survey 5-year estimates, 2020–2024 vintage (released January 29, 2026), at the ZIP Code Tabulation Area (ZCTA) level. After filtering ZCTAs the Census suppresses for privacy or small-sample reasons, this page covers 657 Georgia ZIPs.

Georgia topcoding. The Census caps median property tax at $10,000 — median tax appears as $10,001 for any ZIP where the true median is at or above the cap. In Georgia this is rare: only a couple of high-value metro-Atlanta ZIPs hit the cap. Effective-rate calculations for those ZIPs are floor estimates, not exact values.

See the full methodology page for source details (Census table IDs, the comparison-median rule, calculator formulas), how we handle topcoding across every state, and the refresh cadence.

Frequently asked questions

Why is the median tax in my ZIP different from what I pay?

Median is the middle of the distribution, not your bill. Georgia assesses at a uniform 40% of fair market value, but each county, city, and school district sets its own millage, so two equal-value homes in different jurisdictions can pay differently — and the $2,000 homestead plus age-65, age-62 education, and disabled-veteran exemptions shift your bill away from the ZIP median.

Why does my ZIP show $10,001 as the median tax?

That's the Census topcode. The ACS reports property-tax responses above $10,000 as $10,001 to protect privacy, so the true median is at least $10,000 — often higher. In Georgia this is rare, hitting only a couple of high-value metro-Atlanta ZIPs.

Where do I find my actual Georgia property tax bill?

Through your county Tax Commissioner. The Georgia Department of Revenue's pay-property-tax-online page routes you to your county's portal; the bill itself is issued and collected by the county, not the state.

When does Georgia data update on this page?

Annually, when the Census Bureau releases a new ACS 5-year vintage. The 2020–2024 vintage released January 29, 2026. The next vintage (2021–2025) typically follows the next year, though the Census has not yet posted its release date.

Why don't you cover other states yet?

State-by-state rollout. Each state needs its own context section (assessment method, exemptions, local taxing structure) to be genuinely useful. High-search-volume states are going live first.

Last reviewed Sources & methodology