Property tax by ZIP code in Rhode Island
Enter a Rhode Island ZIP and see the median property tax paid, median home value, and effective tax rate from the 2020–2024 American Community Survey — plus how it compares to the Rhode Island state median.
Look up a Rhode Island ZIP code
Enter a 5-digit Rhode Island ZIP code above to see its property tax data.
ZIP doesn't have ACS data — typically because it's a PO-box-only ZIP, a single-business ZIP, or a small area where the Census suppresses small-sample estimates. Try a nearby ZIP.
ZIP isn't a Rhode Island ZIP code. This page covers Rhode Island only. Other states are launching state by state — check back, or use our state-by-state median page in the meantime.
Rhode Island's effective property-tax rate runs relatively high — around 1.21% of value statewide. The state has no county governments, so the tax is levied entirely by 39 cities and towns, each setting its own rate and exemptions. That concentrates local revenue on the property tax and means two homes of equal value can owe very different amounts depending on which municipality they sit in.
Enter a 5-digit Rhode Island ZIP to see its median property tax, median home value, and effective rate from the US Census American Community Survey 2020–2024 vintage, plus how it compares to the Rhode Island state and US national medians. The explainer below covers full-and-fair-cash-value assessment, the nine-year revaluation cycle with interim statistical updates, municipal exemptions, the statewide relief credit, and the 4% municipal levy cap.
How Rhode Island property tax works
Rhode Island has no county governments, so the property tax is levied entirely by its 39 cities and towns — each one sets its own rate and its own exemptions, and some apply a different rate to owner-occupied homes than to non-owner-occupied property. Local assessors value property at full and fair cash value (or a uniform percentage no greater than 100%) as of December 31 of the last revaluation year, with no interim-year market adjustment between revaluations. State law sets the cycle: a full revaluation every nine years, with statistical updates in the third and sixth years in between.
Because there are no overlapping county or school-district levies on the bill, a municipality's growth in what it collects is capped: under state law a city or town generally may not levy more than 4% above the prior year's total certified levy. That cap applies to the town-wide aggregate, not to any individual bill, so your own bill can still rise faster after a revaluation. Exemptions are set municipally: in Providence, for example, a primary residence owned before December 31 can qualify for an elderly, blind, veteran, or disability exemption, with amounts that vary by category.
Statewide, lower-income homeowners and renters can claim the property-tax relief credit (the circuit breaker) on Form RI-1040H: for tax year 2025 it tops out at a $700 credit (the maximum is indexed to inflation), is open to claimants who are 65 or older or disabled, and requires household income of $39,275 or less, with an April 15, 2026 filing deadline. On the policy side, Rhode Island's local motor-vehicle excise tax — long a companion to the property tax — was fully eliminated effective July 1, 2022; that change is enacted, not proposed.
Why your actual bill differs
The numbers above describe a typical homeowner in this ZIP — not your specific bill. A few things move bills away from the median:
- Which municipality you're in. With 39 cities and towns each setting their own rate and exemptions — and some splitting owner-occupied from non-owner-occupied — two similar homes in different towns can owe very different amounts.
- Where you sit in the revaluation cycle. Values reset at full revaluation every nine years, with statistical updates in years three and six; a fresh revaluation can push a bill above the ZIP median.
- Exemptions and credits. Municipal exemptions (elderly, blind, veteran, disability) and the income-based statewide relief credit on Form RI-1040H each pull a qualifying owner's net cost below the median.
Rhode Island has no county or statewide bill lookup — each city and town bills its own. Providence's online tax payment system is a working example; for other municipalities, search your city or town's tax collector page.
Methodology
Data on this page comes from the US Census American Community Survey 5-year estimates, 2020–2024 vintage (released January 29, 2026), at the ZIP Code Tabulation Area (ZCTA) level. After filtering ZCTAs the Census suppresses for privacy or small-sample reasons, this page covers 72 Rhode Island ZIPs.
Topcoding in Rhode Island. The Census caps median property tax at $10,000, reporting anything higher as $10,001. In Rhode Island essentially every ZIP falls below the cap, so the figures here are true medians.
See the full methodology page for source details (Census table IDs, the comparison-median rule, calculator formulas), how we handle topcoding across every state, and the refresh cadence.
Frequently asked questions
Why is the median tax in my ZIP different from what I pay?
Median is the middle of the distribution, not your bill. Rhode Island has no county governments, so each of the 39 municipalities sets its own rate and exemptions — and some tax owner-occupied homes differently from non-owner-occupied property. Your assessed value, your town, and any municipal or statewide relief you qualify for all move your bill away from the median.
Why might my ZIP show $10,001 as the median tax?
That's the Census topcode for privacy, but it's essentially absent in Rhode Island — typical bills stay under the $10,000 cap, so the figures here are true medians.
Where do I find my actual Rhode Island property tax bill?
Through your city or town tax collector. Rhode Island has no county or statewide portal — each of the 39 municipalities bills its own. Providence's online tax payment system is a working example.
When does Rhode Island data update on this page?
Annually, when the Census Bureau releases a new ACS 5-year vintage. The 2020–2024 vintage released January 29, 2026. The next vintage (2021–2025) typically follows the next year, though the Census has not yet posted its release date.
Why don't you cover other states yet?
State-by-state rollout. Each state needs its own context section (assessment method, exemptions, local taxing structure) to be genuinely useful. High-search-volume states are going live first.