Property tax by ZIP code in New Hampshire
Enter a New Hampshire ZIP and see the median property tax paid, median home value, and effective tax rate from the 2020–2024 American Community Survey — plus how it compares to the New Hampshire state median.
Look up a New Hampshire ZIP code
Enter a 5-digit New Hampshire ZIP code above to see its property tax data.
ZIP doesn't have ACS data — typically because it's a PO-box-only ZIP, a single-business ZIP, or a small area where the Census suppresses small-sample estimates. Try a nearby ZIP.
ZIP isn't a New Hampshire ZIP code. This page covers New Hampshire only. Other states are launching state by state — check back, or use our state-by-state median page in the meantime.
New Hampshire's effective property-tax rate is among the highest in the country — around 1.66% of value statewide — because the state has no general sales tax and no broad-based income tax, so local property taxes and the Statewide Education Property Tax carry most of the cost of schools and local government. Towns appraise at full market value, so there's no fractional ratio to decode.
Enter a 5-digit New Hampshire ZIP to see its median property tax, median home value, and effective rate from the US Census American Community Survey 2020–2024 vintage, plus how it compares to the New Hampshire state and US national medians. The explainer below covers full-value assessment and the DRA's equalization ratio, the five-year revaluation rule, the Statewide Education Property Tax, and the main homeowner relief programs.
How New Hampshire property tax works
New Hampshire property is appraised by local town and city assessors — not the state — at full (market) value under RSA 75:1. Because local assessments drift away from the market between revaluations, the Department of Revenue Administration (DRA) calculates an equalization ratio for each municipality — assessed value divided by market value — so a ratio under 100 means assessments are running below the market. State law requires each municipality to reappraise to full value at least every five years (RSA 75:8-a).
Your bill stacks several rates: municipal, county, local school, and the Statewide Education Property Tax (SWEPT), a uniform statewide rate set under RSA 76:3 to raise a fixed sum for school funding ($363 million a year) and assessed and collected by your own town. It's the SWEPT plus no sales or income tax that pushes New Hampshire's effective rates near the top of the national table.
Homeowner relief in New Hampshire is mostly local-option, so amounts vary by town. The Veterans' Tax Credit (RSA 72:28) is a standard $50 credit that towns may raise up to $750; the Elderly Exemption (RSA 72:39-a/b) is a town-adopted reduction in assessed value, no less than $5,000 per age bracket, with state minimum income and asset limits. Statewide, the Low & Moderate Income Homeowners Property Tax Relief program (RSA 198:57) rebates part of the SWEPT for households under $37,000 (single) or $47,000 (married/head of household); you apply to the DRA between May 1 and June 30 through Granite Tax Connect.
Why your actual bill differs
The numbers above describe a typical homeowner in this ZIP — not your specific bill. A few things move bills away from the median:
- Town-by-town rates. New Hampshire has no county-wide uniform rate; each town sets its own municipal and local-school rate on top of the county and statewide education rates, so two similar homes a town apart can owe very different bills.
- Equalization drift and revaluation. Between full-value revaluations a town's assessments can lag the market and then reset on the five-year cycle — a recent revaluation can push a bill above the ZIP median.
- Local-option relief. The veterans' credit and elderly exemption amounts are set town by town, and the low-and-moderate-income relief is income-tested — so a qualifying owner's bill can sit well below the median.
New Hampshire has no single statewide bill lookup — assessment and collection are local. Many towns publish assessment records through Vision Government Solutions; for your exact bill, use your town or city assessor or tax collector.
Methodology
Data on this page comes from the US Census American Community Survey 5-year estimates, 2020–2024 vintage (released January 29, 2026), at the ZIP Code Tabulation Area (ZCTA) level. After filtering ZCTAs the Census suppresses for privacy or small-sample reasons, this page covers 237 New Hampshire ZIPs.
Topcoding in New Hampshire. The Census caps median property tax at $10,000, reporting anything higher as $10,001. A moderate number of NH ZIPs — mostly higher-value lakes-region and seacoast towns — hit the cap; for those, the figure is a floor and the effective rate is conservative.
See the full methodology page for source details (Census table IDs, the comparison-median rule, calculator formulas), how we handle topcoding across every state, and the refresh cadence.
Frequently asked questions
Why is the median tax in my ZIP different from what I pay?
Median is the middle of the distribution, not your bill. NH towns appraise at full value but assessments drift between revaluations, and your bill stacks municipal, county, local-school, and statewide education rates. The veterans' credit, elderly exemption, and low-and-moderate-income relief move qualifying owners further from the median.
Why might my ZIP show $10,001 as the median tax?
That's the Census topcode for privacy. It appears in a moderate number of higher-value New Hampshire ZIPs; where you see it, the true median is at least $10,000 and the rate shown is a conservative floor.
Where do I find my actual New Hampshire property tax bill?
Through your town or city — there is no statewide portal. Many towns publish assessments via Vision Government Solutions; for your exact bill use your local assessor or tax collector.
When does New Hampshire data update on this page?
Annually, when the Census Bureau releases a new ACS 5-year vintage. The 2020–2024 vintage released January 29, 2026. The next vintage (2021–2025) typically follows the next year, though the Census has not yet posted its release date.
Why does New Hampshire rely so heavily on property tax?
No general sales tax and no broad-based income tax — and the Interest & Dividends tax was repealed effective January 1, 2025. Local property taxes and the Statewide Education Property Tax carry most of the load, which keeps effective rates high relative to most states.