Property tax by ZIP code in Ohio
Enter an Ohio ZIP and see the median property tax paid, median home value, and effective tax rate from the 2020–2024 American Community Survey — plus how it compares to the Ohio state median.
Look up an Ohio ZIP code
Enter a 5-digit Ohio ZIP code above to see its property tax data.
ZIP doesn't have ACS data — typically because it's a PO-box-only ZIP, a single-business ZIP, or a small area where the Census suppresses small-sample estimates. Try a nearby ZIP.
ZIP isn't an Ohio ZIP code. This page covers Ohio only. Other states are launching state by state — check back, or use our state-by-state median page in the meantime.
Ohio property tax is administered by county auditors, who reappraise every property on a six-year cycle with an update in the third year. You're taxed on 35% of the appraised (market) value, and a 1976 law — House Bill 920 — adjusts "effective" tax rates so that voted levies don't automatically collect more revenue just because property values rose. That mechanism keeps Ohio bills more stable than rising market values alone would suggest, though new levies and the school-funding "20-mill floor" still push bills up over time.
Enter a 5-digit Ohio ZIP to see its median property tax, median home value, and effective rate from the US Census American Community Survey 2020–2024 vintage, plus how the ZIP compares to the Ohio state and US national medians. The explainer below covers the Homestead Exemption, the owner-occupancy credit, and the methodology behind the comparison rates.
How Ohio property tax works
Your county auditor appraises every property and reappraises on a six-year cycle, with a statistical update in the third year (Ohio's 88 counties are staggered into three groups). You're taxed on the assessed value, which is 35% of appraised value. Rates are expressed in mills ($1 of tax per $1,000 of assessed value).
House Bill 920 (1976) is the defining feature: as property values rise at reappraisal, the "effective" rate on voted levies is reduced so the levy collects roughly the same revenue — which is why Ohio bills don't simply track market value. The main exception is the school-funding 20-mill floor, below which effective rates can't be reduced, so bills in many school-heavy districts still rise with value.
Relief includes the Homestead Exemption for qualifying homeowners 65+ or permanently disabled, which shields $29,000 of market value from tax (and $58,000 for veterans with a 100% service-connected disability), subject to an Ohio adjusted-gross-income limit ($40,000 for the 2025 application, $41,000 for 2026). Owner-occupants also receive a 2.5% owner-occupancy reduction and a 10% non-business credit on levies in place before 2014. (As of early 2026, Ohio has enacted a package of property-tax relief measures, and a separate citizen-led effort to abolish property taxes entirely remains a proposed ballot measure, not law.)
Why your actual bill differs
The numbers above describe a typical homeowner in this ZIP — not your specific bill. A few things move bills away from the median:
- HB 920 effective rates. Voted levies are reduced as values rise, so two districts with the same "voted" millage can have different effective rates depending on how much value has grown since each levy passed.
- The 20-mill school floor. Districts sitting at the floor see bills rise with reappraised value, while districts above it are more insulated — a major driver of district-to-district differences.
- Homestead and owner-occupancy relief. The Homestead Exemption, the 2.5% owner-occupancy reduction, and the 10% non-business credit each lower qualifying bills below the ZIP median.
For your current value and bill, start with your county auditor via the Ohio Department of Taxation; the bill itself comes from your county treasurer.
Methodology
Data on this page comes from the US Census American Community Survey 5-year estimates, 2020–2024 vintage (released January 29, 2026), at the ZIP Code Tabulation Area (ZCTA) level. After filtering ZCTAs the Census suppresses for privacy or small-sample reasons, this page covers 1,113 Ohio ZIPs.
Ohio topcoding. The Census caps median property tax at $10,000 — median tax appears as $10,001 for any ZIP where the true median is at or above the cap. In Ohio this is rare, since home values are modest enough that almost no ZIP's median reaches the cap; where it does, the effective rate is a floor estimate.
See the full methodology page for source details (Census table IDs, the comparison-median rule, calculator formulas), how we handle topcoding across every state, and the refresh cadence.
Frequently asked questions
Why is the median tax in my ZIP different from what I pay?
Median is the middle of the distribution, not your bill. Ohio taxes 35% of appraised value, HB 920 adjusts effective rates as values change, and the Homestead Exemption and owner-occupancy credit move qualifying bills away from the ZIP median.
Why does my ZIP show $10,001 as the median tax?
That's the Census topcode — responses above $10,000 are reported as $10,001 for privacy. It's rare in Ohio; where it appears, the true median is at least $10,000.
Where do I find my actual Ohio property tax bill?
Through your county auditor (appraised value and assessment) and county treasurer (the bill). The Ohio Department of Taxation links to county resources and the reappraisal schedule.
When does Ohio data update on this page?
Annually, when the Census Bureau releases a new ACS 5-year vintage. The 2020–2024 vintage released January 29, 2026. The next vintage (2021–2025) typically follows the next year, though the Census has not yet posted its release date.
Why don't you cover other states yet?
State-by-state rollout. Each state needs its own context section (assessment method, exemptions, local taxing structure) to be genuinely useful. High-search-volume states are going live first.