Property tax by ZIP code in Minnesota
Enter a Minnesota ZIP and see the median property tax paid, median home value, and effective tax rate from the 2020–2024 American Community Survey — plus how it compares to the Minnesota state median.
Look up a Minnesota ZIP code
Enter a 5-digit Minnesota ZIP code above to see its property tax data.
ZIP doesn't have ACS data — typically because it's a PO-box-only ZIP, a single-business ZIP, or a small area where the Census suppresses small-sample estimates. Try a nearby ZIP.
ZIP isn't a Minnesota ZIP code. This page covers Minnesota only. Other states are launching state by state — check back, or use our state-by-state median page in the meantime.
Minnesota's effective property-tax rate is moderate — around 1.02% of value statewide — in large part because the state runs a classification system that taxes owner-occupied homes more lightly than other property, and layers a Homestead Market Value Exclusion on top to trim the taxable value of a primary residence.
Enter a 5-digit Minnesota ZIP to see its median property tax, median home value, and effective rate from the US Census American Community Survey 2020–2024 vintage, plus how it compares to the Minnesota state and US national medians. The explainer below covers estimated market value and class rates, the annual valuation cycle, the homestead exclusion, and the refund and deferral programs.
How Minnesota property tax works
Minnesota's county and local assessors set each property's estimated market value and its classification as of January 2 each year. The classification is what makes Minnesota distinctive: every property type carries a different state-set "class rate," and the residential homestead class (1a) gets one of the lowest — a net 1.0% on the first $500,000 of value and 1.25% above it. Multiplying value by the class rate produces a property's "tax capacity," which is what local levies actually divide up. Values are estimated every year, and the assessor must physically review each parcel at least once every five years.
On top of the low homestead class rate, the Homestead Market Value Exclusion removes part of a primary residence's value from tax: 40% of the first $95,000 of value (a maximum exclusion of $38,000), which then phases down as value rises and disappears at $517,200. The Minnesota Legislature raised those thresholds in 2023 — the first increase since the program was created in 2012 — bringing tens of thousands more homes into eligibility.
Minnesota also leans heavily on refunds. The Homestead Credit Refund is an income-based "circuit breaker" that refunds part of the bill for qualifying owners, while the special "targeting" refund is available to any homeowner — regardless of income — whose net homestead tax jumped more than 12% (and at least $100) year over year. Qualifying seniors can also use the Senior Citizens' Property Tax Deferral, which caps what they pay at 3% of household income and turns the rest into a low-interest state loan repaid when the home is sold.
Why your actual bill differs
The numbers above describe a typical homeowner in this ZIP — not your specific bill. A few things move bills away from the median:
- The classification and exclusion. Owner-occupied homes get the low homestead class rate plus the market-value exclusion, so a homesteaded property is taxed more lightly than a comparable rental or cabin in the same ZIP.
- Local levies and tax capacity. Your bill depends on the overlapping county, city, school, and special-district levies dividing up the local tax base — so similar homes in different jurisdictions diverge.
- Refunds and deferral. The income-based Homestead Credit Refund, the targeting refund for sharp increases, and the senior deferral each pull a qualifying owner's net cost below the ZIP median.
Minnesota bills are county-issued — there's no single statewide lookup. Hennepin County's property information search is a working example; for other counties, search your county's property-tax page.
Methodology
Data on this page comes from the US Census American Community Survey 5-year estimates, 2020–2024 vintage (released January 29, 2026), at the ZIP Code Tabulation Area (ZCTA) level. After filtering ZCTAs the Census suppresses for privacy or small-sample reasons, this page covers 852 Minnesota ZIPs.
Topcoding in Minnesota. The Census caps median property tax at $10,000, reporting anything higher as $10,001. Minnesota's homestead class rate and market-value exclusion keep essentially every ZIP below the cap, so the figures here are true medians.
See the full methodology page for source details (Census table IDs, the comparison-median rule, calculator formulas), how we handle topcoding across every state, and the refresh cadence.
Frequently asked questions
Why is the median tax in my ZIP different from what I pay?
Median is the middle of the distribution, not your bill. Minnesota's classification system gives owner-occupied homes a low class rate plus the Homestead Market Value Exclusion, and the income-based credit refund, targeting refund, and senior deferral move qualifying owners further from the median.
Why might my ZIP show $10,001 as the median tax?
That's the Census topcode for privacy, but it's essentially absent in Minnesota — the homestead class rate and exclusion keep medians under the $10,000 cap, so the figures here are true medians.
Where do I find my actual Minnesota property tax bill?
Through your county, which calculates and issues the bill. There's no statewide portal. Hennepin County's search is a working example.
When does Minnesota data update on this page?
Annually, when the Census Bureau releases a new ACS 5-year vintage. The 2020–2024 vintage released January 29, 2026. The next vintage (2021–2025) typically follows the next year, though the Census has not yet posted its release date.
Why don't you cover other states yet?
State-by-state rollout. Each state needs its own context section (assessment method, exemptions, local taxing structure) to be genuinely useful. High-search-volume states are going live first.