Property tax by ZIP code in Arkansas

Enter an Arkansas ZIP and see the median property tax paid, median home value, and effective tax rate from the 2020–2024 American Community Survey — plus how it compares to the Arkansas state median.

Look up an Arkansas ZIP code

5-digit Arkansas ZIP

Enter a 5-digit Arkansas ZIP code above to see its property tax data.

Arkansas's effective property-tax rate is among the lowest in the country — around 0.55% of value statewide — and the reason is structural. Counties assess property at just 20% of its appraised market value, so the tax applies to only one-fifth of what a home is worth. On top of that low base, Amendment 79's homestead credit knocks money directly off an owner-occupant's bill, and annual caps on taxable-value growth keep increases gradual.

Enter a 5-digit Arkansas ZIP to see its median property tax, median home value, and effective rate from the US Census American Community Survey 2020–2024 vintage, plus how it compares to the Arkansas state and US national medians. The explainer below covers the 20% assessment ratio, the five-year reappraisal rule, Amendment 79's homestead credit, the 5% / 10% annual value caps, and the freeze for owners 65 and older or who are disabled.

How Arkansas property tax works

In Arkansas, county assessors first determine a property's true market (appraised) value, then tax is applied to only 20% of that appraised value — the statewide assessment ratio set by Act 2284 (effective January 1, 2006). Because the taxable "assessed value" is a fifth of what the home is worth, Arkansas posts some of the lowest effective rates in the nation even where local millage is fairly typical. The Assessment Coordination Division requires counties to reappraise real property at least once every five years (Ark. Code §26-26-1902), with the fastest-growing counties moving to a three-year cycle.

Arkansas's headline homeowner relief is Amendment 79. It grants an owner-occupied primary residence a homestead property-tax credit subtracted directly from the bill — currently up to $500 a year, with the legislature having authorized as much as $600 beginning with 2026 tax bills. Amendment 79 also caps annual growth in taxable value at 5% for a homestead and 10% for other property, so assessments can't snap to market all at once after a reappraisal.

For older and disabled owners, Amendment 79 goes further. The taxable value of a homestead owned by someone 65 or older or who is disabled is frozen — there's no income test to qualify, though the freeze stays with the owner rather than transferring with the property. Combined with the 20% assessment ratio and the homestead credit, these provisions are why two otherwise similar Arkansas homes can carry very different tax bills.

Why your actual bill differs

The numbers above describe a typical homeowner in this ZIP — not your specific bill. A few things move bills away from the median:

  • Overlapping millage. Your bill stacks county, city, and school-district millage, so two similar homes in different taxing areas can owe different amounts.
  • The homestead credit. Amendment 79's credit — up to $500 today — is subtracted straight off a qualifying owner-occupant's bill, pulling it below the ZIP median.
  • Value caps between reappraisals. The 5%-a-year homestead cap (10% on other property) can hold your taxable value below the market for years, so a long-held home often pays less than a recently purchased one nearby.
  • The 65-and-older / disabled freeze. Owners 65 or older or who are disabled have their homestead's taxable value frozen, with no income test — keeping their bill flat even as the area's median rises.

Arkansas bills are collected county by county, but you can start at the statewide Arkansas.gov Property Tax Center, which links to each county's payment system. Property taxes are due October 15.

Methodology

Data on this page comes from the US Census American Community Survey 5-year estimates, 2020–2024 vintage (released January 29, 2026), at the ZIP Code Tabulation Area (ZCTA) level. After filtering ZCTAs the Census suppresses for privacy or small-sample reasons, this page covers 496 Arkansas ZIPs.

Topcoding in Arkansas. The Census caps median property tax at $10,000, reporting anything higher as $10,001. Arkansas's combination of a 20% assessment ratio and modest home values keeps topcoding essentially absent, so the figures here are true medians.

See the full methodology page for source details (Census table IDs, the comparison-median rule, calculator formulas), how we handle topcoding across every state, and the refresh cadence.

Frequently asked questions

Why is the median tax in my ZIP different from what I pay?

Median is the middle of the distribution, not your bill. Arkansas taxes only 20% of appraised market value, your bill stacks overlapping county, city, and school millage, and Amendment 79's homestead credit and value caps each move a qualifying owner's bill away from the median.

What is Arkansas's Amendment 79 homestead credit?

A credit on an owner-occupied primary residence, subtracted directly from the property-tax bill — currently up to $500 a year, with the legislature having authorized as much as $600 beginning with 2026 tax bills. Amendment 79 also caps annual taxable-value growth (5% homestead, 10% other) and freezes the taxable value of homes owned by people 65 or older or who are disabled, with no income test.

Where do I find my actual Arkansas property tax bill?

Arkansas property taxes are collected county by county, but the state runs a single front door — the Arkansas.gov Property Tax Center — which links to each county's payment system. Taxes are due October 15.

When does Arkansas data update on this page?

Annually, when the Census Bureau releases a new ACS 5-year vintage. The 2020–2024 vintage released January 29, 2026. The next vintage (2021–2025) typically follows the next year, though the Census has not yet posted its release date.

Why don't you cover other states yet?

State-by-state rollout. Each state needs its own context section (assessment method, exemptions, local taxing structure) to be genuinely useful. High-search-volume states are going live first.

Last reviewed Sources & methodology